For College Students

The guidance preparations are set up; the dorm accomodation is assigned and your son or daughter is headed off to college in the fall. In all of the chaos of the
paperwork, deadlines and monetary preparations did you bear in mind to check on their health insurance?

Numerous, but not all, insurance companies supply for health insurance for college students under a family regulation; do you know for sure that yours does?

With some insurance companies, coverage depends on whether or not the student is a full time student. Review your policy or ask your insurance administrator; if you have an HMO plan, is your student going to be covered if they go to the student
healthcare facility away from home?

Check the age limit as well; you may find that once your son or daughter reaches a certain age they are dropped from the policy no matter what.

Ask your insurance company to provide an extra insurance card for your son or daughter to carry with them; if there is an additional card for prescription medications; make sure they have that too.

This preventative step is going to help eliminate confusion when they suddenly have to see a doctor.

There are student health care plans that are available through most colleges that are a reasonably priced alternative if your policy excludes your child.

Is not college confusing enough without having to worry about whether your child is covered should he or she need to seek medical attention? Take the time to look
into health insurance before they head off to college in the fall.