Saturday, October 13, 2007

'Where to' Can Determine 'How Much'

(NewsUSA) - Did you in any case imagine that where you drive your car could determine your automobile insurance deductible? It did for Andrew and Celeste Parker of Tulsa, Okla.

The Parkers were headed home from their weekly church service when they hit a pipe in the street that damaged their tire. And during their ordinary deductible is $1,000, they walked away without paying a dime because they were on their way home from a religious service.

The Parkers' story may sound staggering, but clients nationwide are adopting similar policies through GuideOne Insurance. FaithGuard policies, which bid added protection to drivers headed to and from faith-based events, another than doubled in 2006. The company has offered auto insurance, with special advantage for churchgoers, for two years, and the policies include people of all religions.

With the ever-increasing price of fuel and alternate travel expenses, it's no wonder men and women are looking for new ways to financially cover themselves and secure on the street. The National Highway Traffic Safety Administration's preliminary 2006 results estimated there were approximately 6 million auto accidents last season, which furthers the notion that auto travelling can be treacherous and priceless.

Weather woes can add more dimension to travel. Rain, hail, snow and icy conditions not only raise the occurrence of accidents, but can also cause damage to vehicles, as was the example for Lou Bynum. Bynum, of Granite City, Ill., was at church when a tornado struck. His car, which sat vulnerably in the parking lot, sustained extensive damage-damage that was covered by his FaithGuard policy.

For GuideOne Insurance clients who select FaithGuard, the company also provides increased medical coverage limits, protection for religious tithing and mortgage and auto loan payments for those who become injured and can no longer work due to an accident. In addition, memorial donations to the insured's religious institution are made have to a collision result in decease.

So, the next period you get into your car, imagine about your destination-it just might secure you small change.

GuideOne Insurance is one of the nation's oldest, largest and uttermost experienced insurers of churches, with more than 43,000 church clients located across the country. For more knowledge on church insurance or special faith-based insurance advantage for churchgoers, visit www.guideone.com or call your local GuideOne agent.

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