What is a C.L.U.E. (Comprehensive Loss Underwriting Exchange) Personal Report and what information does it contain?
The C.L.U.E. Personal Report details past insurance claims filed by consumers and provides information about claims filed on policies. Claims information includes the type of loss (bodily injury or collision, for example), the claim amount, and whether the claimant was at fault.
To request your report, you will need to fill out a form which is available below in a pdf format. We have detected that you have Acrobat version 5 installed so you should not have any problems downloading this report.
Each report will include detailed insurance loss information including:
- Insurance Company
- Address
- Policy Number
- Policy Type
- Loss Date
- Loss Type
- Amount Paid
- Loss Status
- List or record of companies that have inquired about your loss history in the last two (2) years
- 30-day online access to your report
- How to dispute your information if it is incorrect or incomplete
The information in the report is utilized by insurance carriers for the purpose of assessing the company's risk exposure based on past experience during the task of underwriting an application for insurance.
The federal Fair Credit Reporting Act allows, among other things, a consumer reporting agency to provide a consumer report to a person who intends to use the information in connection with the underwriting of insurance involving the consumer.
When you apply for insurance, you give the insurance company a permissible purpose to access information necessary in the underwriting process. An insurance company may obtain information from an outside source (sucha as an information company) and inform you of the name of that outside source.
ChoicePoint provides consumer reports only to persons who have permissible purpose and who have signed an agreement acknowledging their responsibilities in ordering and using consumer information.
Request your report HERE for free!
Note: If you have not filed a claim against your auto or property insurance policy in the last 5 years, you will likely receive a clear report.
Haig Artan
Insurance Broker
HDA Insurance Brokerage
10727 White Oak Avenue, Ste. 115
Granada Hills, CA 91344-4646
818-831-3368 818-831-1268 FAX
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