By Jenny Black
Are you a college going student? If yes, before venturing into the new world of colleges and universities, you must definitely insure yourself with college student health insurance policy.
College life is altogether different from your life during school. It is more adventurous, hectic and impulsive. There are more risks involved in matters of health. This is because of the type of lifestyle that a student is exposed during their college life. So to cover those risks it is utmost necessary for a parent or even a student to buy a college student health insurance policy from the providers available in the market.
Generally colleges have their own health care centers and facilities. These services are free and compulsory for students. Again, students from other countries are eligible for NHS General Practitioner treatment provided they intend to be in the UK for more than six months. However, where there is a pre-existing condition, which may require constant hospital care, this may not always be covered. So it is recommended that in such cases private health insurance for international student is taken out. Apart from that if specialist treatment is sought for treatment of some non-urgent conditions, it is recommended to go for private college student health insurance, because NHS waiting lists are as long as six months.
Different plans of college student health insurance include
• Full time renewable college health insurance for full time students
• Short term medical insurance for 30 days to 6 to 12 months
• Renewable plans for international college going students
You should definitely not think that health insurance is for the wealthy few. Now with the availability of economical and affordable college student health insurance, more and more people are purchasing it. Purchasing a college student health insurance is all about peace-of-mind and not having to worry – especially not about the cost of treatment - and simply concentrating on your studies. It is also about being sure that you will get the right type of treatment at the right time and right place.
But before buying any college student health insurance policy for yourself or your child, it is wise to do a little research of your own. All insurance companies now have online facilities. Because of this we can search all the needed information in the internet. All you need to do is to sit in the comfort of your homes and browse through the pages available in the various sites.
Jenny Black is the financial analyst at HealthInsuranceUK. She is providing independant insurance and financial advice on health through her informative articles. To find more about college student health insurance policy, Medical insurance, Health insurance, Eye care insurance, student health insurance visit http://www.healthinsuranceuk.org.uk
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