Monday, November 06, 2006

International Travel Health Insurance

With the world becoming one global village, international travel becomes almost as trivial as going to the supermarket. But the difference is that if you have health insurance and break your leg while going to the supermarket, you will not have to pay the medical expenses for treatment.

But when you are abroad and get injured or sick, the worst that you can think of is not having valid health insurance. If this is the case, prepare to pay for your carelessness because the domestic health care system does not include treatment abroad.

Being abroad and relying on American consular officers to get you out of trouble when you are injured or sick is pointless, because their duties include assisting you with getting to a hospital and informing your friends and family, but in no case are they supposed to assist you with paying for treatment.

There are many companies that offer international travel health insurance. You can contact any of them and see what they offer. Some companies provide group health insurance as well, so it might be cheaper for you to purchase such a package rather than get insured separately.

If you are traveling on business or as a part of an organized group, you might already have international travel health insurance. This might save you the hassle of searching for a company but you’d better ask what risks are included in the package because it will be you who will suffer if something happens and you are not insured against it.

Depending on the location you are traveling to, different risks are covered. For instance, if you go to a tropical country, you might need first to get immunized against tropical diseases, and only after that be issued an insurance policy. In any case, do not leave international travel health insurance as the last item in your “To Do” list – or you might be sorry after that.

Author Info:

Travel Health Insurance provides detailed information on Travel Health Insurance, International Travel Health Insurance, Cheap Travel Health Insurance, Canadian Travel Health Insurance and more. Travel Health Insurance is affliated with International Student Travel Insurance.

0 comments: